Property Insurance

Property Insurance Clearinghouse

The Property Insurance Clearinghouse currently is available for only for the following new and renewal policy types:
  • Multiperil homeowners (HO-3)
  • Multiperil condominium unit owners (HO-6)
  • Dwelling Property 1 and 3 (DP-1 and DP-3). Excludes DP-1 and DP-3 tenant contents and condominium-unit policies.

Additional policy types will be added over time.

Resources for Insurance Companies

The Property Insurance Clearinghouse is an innovative program that helps Citizens agents find private-market insurance coverage for consumers who believe Citizens is their only insurance option. (Watch a short video of the clearinghouse in action.)

Authorized by the 2013 Florida Legislature, the Property Insurance Clearinghouse will seek comparable offers of coverage from participating private-market companies before placing or renewing personal lines coverage with Citizens.

Companies participating in the clearinghouse benefit from increased access to Florida insurance consumers through Citizens' network of authorized, appointed agents. They also have the ability to develop relationships with Citizens agents, either through full appointments or, for agents unable to accept full appointments, through limited servicing agreements, which allow them to write business through the clearinghouse.

Additional information about the Property Insurance Clearinghouse: